Unlock the Power of Logic: Introducing My New Course on Quantified Statements

Are you currently enrolled in a discrete mathematics or mathematical logic or formal logic course and finding yourself struggling with some of the more complex topics? Whether it’s quantified statements, logical equivalence, or understanding the rules for proofs, mastering these concepts is essential for success in your class. And that’s exactly why I created my new course, Logic and Working with Quantified Statements—to help you grasp these foundational topics and improve your logic skills.

Why This Course is a Game-Changer for Logic Students

Logic is one of those subjects that becomes incredibly rewarding once it clicks, but getting to that “aha” moment can sometimes be difficult without extra guidance. That’s where my course comes in.

In this course, you’ll learn:

  • How to break down and understand quantified statements, like “for all” (∀) and “there exists” (∃), and how they are applied.
  • The algebra of statements—you’ll practice manipulating statements to uncover their true logical structure.
  • A step-by-step process for tackling logical equivalence and implications so that you can compare and contrast different statements with ease.
  • Example-driven learning with hands-on worksheets that provide extra practice on concepts like negating quantified statements and translating English into logical terms.
  • Rules for proofs: Dive deep into logic’s most important rules and get tips on how to apply them in real-world problems.

Who Is This Course For?

This course is designed specifically for:

  • Students currently taking formal or mathematical logic courses who need additional resources to supplement their studies.
  • Teachers looking for materials to help their students understand logic more clearly.
  • Anyone interested in improving their logical reasoning skills for academic or professional purposes.

Whether you’re preparing for exams or simply trying to improve your grades, this course will provide you with the confidence you need to excel.

Course Content Overview

Here’s a sneak peek at what’s inside:

  • Lecture Videos covering topics like:
    • Intro to Statements
    • Algebra on Statements
    • Logical Equivalence and Implication
    • Quantifiers
    • Definitions
    • Rules for Proofs
  • Worksheets:
    • Translating English to Quantified Statements
    • Negating Quantified Statements
    • Open Statements Worksheet
    • Quantified Statements to English

By the end of the course, you’ll have mastered how to solve complex logic problems and gained the skills needed to succeed in your mathematical or formal logic class.

Why Learn with Me?

As a former math professor with years of teaching experience, I know how challenging logic can be. I’ve structured this course with your success in mind, ensuring that every lesson is designed to break down complex topics into manageable, easy-to-understand parts. My focus is on providing clear explanations, interactive examples, and plenty of practice problems, all designed to help you improve as quickly as possible.

Ready to Get Started?

If you’re serious about mastering logic and quantified statements, this course is for you. Enroll today to take your logical reasoning to the next level and boost your confidence in the subject.

Click here to enroll in the course

If you’re still not sure, when you visit the course page you’ll find a free sample worksheet you can check out! Simply click here to visit the webpage and see how the course can help you understand logic more effectively.


By joining this course, you’re not just purchasing a set of lessons—you’re gaining the tools and confidence you need to succeed in your logic studies. I look forward to helping you on your learning journey!


Have questions? Feel free to leave a comment below or reach out through my contact page!

The Financial Wisdom of Jonathan Clements: Biblical Principles and Practical Steps for Building Wealth and Leaving a Lasting Legacy

ï»ż## Facing Life's Uncertainties: The Financial Wisdom of Jonathan Clements

When confronted with a life-altering experience like a terminal cancer diagnosis, priorities rapidly shift. Jonathan Clements, a renowned financial writer and devoted family man, shared his poignant reflections on how his financial life has changed in his article "Looking Different" on HumbleDollar. While most of us won’t undergo such drastic changes, Clements's experience provides valuable lessons for Christians who aim to secure a stable financial future for themselves and their families.

In this blog post, we'll explore the wisdom of building wealth with the intention of leaving an inheritance, the importance of having robust financial plans to handle life's uncertainties, and how to follow Dave Ramsey's financial principles precisely to achieve peace and freedom.

Biblical Wisdom: Leaving a Godly Inheritance for Future Generations

For Christians, financial stewardship is a significant act of faithfulness. The Bible is clear about the importance of leaving a legacy. Proverbs 13:22 says, "A good man leaves an inheritance to his children's children." This scripture underscores the importance of planning for the future, not just for our immediate offspring but for generations to come.

Jonathan Clements realized that his planning—which he had once dedicated to ensuring he had enough for a comfortable retirement—had taken on a different importance once he received his diagnosis. His carefully accumulated wealth was now destined to benefit his heirs directly. While Clements’s situation is unique, his focus on inheritance resonates deeply with biblical principles.

When we think about building wealth from a Christian perspective, it’s not just about amassing money for personal comfort; it’s about ensuring that future generations are blessed and equipped to carry on godly work. This involves actionable steps like creating and adhering to a responsible financial plan—being out of debt, establishing an emergency fund, and systematically investing in a diversified portfolio.

Setting up these financial guardrails, such as having an emergency fund and investing wisely, is an act of love and responsibility. It shows that we care for our family's future, for their welfare even beyond our lifetimes. By adhering to wise financial practices, we are also preparing our heirs to manage their inheritance thoughtfully.

Planning for the Unexpected: The Importance of Financial Guardrails

In Clements’s article "Looking Different," he speaks candidly about how his terminal cancer diagnosis has upended his once meticulous financial plans. This unsettling reality underscores a crucial point: life is riddled with uncertainties, and financial stability often hinges on how well we prepare for the unexpected.

Following Dave Ramsey's financial principles precisely is essential. This includes being entirely out of debt, maintaining a solid emergency fund, and investing a regular portion of your income. Ramsey's strategy involves spreading investments across four types of mutual funds—growth, growth and income, aggressive growth, and international. This diversified approach offers significant growth while minimizing risk.

Debt often serves as a significant hindrance to financial freedom. The Bible states in Proverbs 22:7 that "the borrower is slave to the lender." Being weighed down by debt makes it difficult, if not impossible, to save and invest adequately for the future. This is why paying off debt is one of the first critical steps in setting up strong financial guardrails. Freeing ourselves from this burden allows us to establish an emergency fund, a vital safety net that should ideally cover 3-6 months of living expenses.

Clements’s new reality has also highlighted the importance of having a thorough, well-thought-out financial plan. Just as he methodically planned for retirement, albeit now redirected towards his heirs, we, too, must think long-term. This strategy not only provides financial security but also peace of mind.

Investing with Purpose: Building Wealth for Peace and Freedom

Jonathan Clements's reflections in "Looking Different" remind us of life's transient nature and inevitable unpredictability. Yet, even in the shadow of such profound uncertainty, there is wisdom in investing that aligns with a broader purpose. As Christians, our approach to building wealth should be about creating a legacy that honors God and supports our loved ones.

The Bible advocates for prudent saving and investing. Proverbs 21:20 states, "The wise store up choice food and olive oil, but fools gulp theirs down." This principle urges us to save and invest not just for our immediate needs but for the unforeseeable future. Jonathan Clements’s focus shifted from his retirement plans to securing his family's future, highlighting the importance of thoughtful, purpose-driven investment strategies.

Investing with purpose begins with a disciplined approach. As advised by Dave Ramsey, committing to invest 15% of your income into retirement accounts pays dividends in the long run. A diversified portfolio minimizes risk and maximizes growth, embodying principles of stewardship and foresight.

However, investing with purpose also requires a heart aligned with God’s principles. It means balancing our investment goals with generosity and ensuring that our wealth supports not just our families but our communities and God's work.

Setting up proper life insurance, long-term disability insurance, and creating wills ensures that our investments serve their intended purposes even in our absence, reducing the potential for familial conflicts and financial turmoil. Jonathan Clements's decision to organize his estate exemplifies this act of love and foresight.

A Call to Action

Many people wonder if all the effort of investing and planning is worth it, especially considering life’s inherent uncertainties. The answer lies in the dual benefits of financial stability and peace of mind. By following Dave Ramsey's plan in its exactness and entirety, we prepare ourselves for both the ordinary and extraordinary challenges of life.

For those who are 25 and feeling skeptical about long-term planning, the wisdom lies in taking responsibility for your future. By starting early, you take your future in your hands as much as possible. For those who are 45 with young kids, you are providing for your family, for your children, and for your children's children. You are being good stewards, and that’s what God is proud of you for.

Planning meticulously isn't about controlling the future but about being ready for it. It allows you to live freely and generously, knowing you have measures in place to protect your loved ones. By adopting these principles today, you ensure that your financial stewardship reflects your trust in God and your love for those you hold dear.

**From Financial Envy to Kingdom Purpose: Redefining Wealth in a Social Media Age**

ï»żThanks for visiting! If you’re grappling with feelings of inadequacy or financial envy, especially heightened by the highlight reels of social media, you're not alone. A recent discussion with personal finance expert Dave Ramsey shed light on this pressing issue. He spoke to Hillary, a 33-year-old woman from Utah, who felt left behind as she compared her modest but stable financial situation to the seemingly lavish lifestyles of her peers. You can catch up on this conversation here: Dave Ramsey Gives Utah Woman Blunt Reality Check. This brings us to a critical discussion about how as Christians, our perspective on money and success should not mirror that of the world, but should be deeply rooted in the priorities of the Kingdom of God.

Embracing Kingdom Priorities Over Earthly Possessions

When Christians spend money on things we don't need—fancy cars, luxurious houses, the latest tech gadgets—we risk missing the bigger picture. We aren’t simply called to get saved and then live as we please, or worse, ignore the struggles of others while basking in our salvation. This completely misses the point of our calling. The Gospel calls us to go into the world and disciple it, to bring the entire creation under the lordship of Christ.

Consider this: many are content giving 10% to the church and then using the remaining 90% for personal interests. But what if we shifted our perspective? What if the Kingdom of God truly became our top priority? It isn't about legalistically increasing your tithe to 20%, 50%, or even 80%. It's about surrendering everything to Christ and partnering with Him to bring His peace and order—His shalom—to the world.

This doesn't mean financial success should be viewed negatively. In fact, financial stability and growth can be a blessing that enables us to serve God more freely and effectively. The key is ensuring that our financial blessings are used as tools to further God's Kingdom, rather than status symbols that feed into the envy and comparison perpetuated by social media.

Think back to Hillary’s story as discussed by Dave Ramsey. Despite her stable income and relatively debt-free life, she felt inadequate seeing others flaunt their wealth online. As believers, we have to recognize the deceitful allure of these comparisons. Our worth isn't determined by our bank account but by our relationship with God and our commitment to His mission.

Living a life that reflects Kingdom priorities means constantly reassessing where our resources are going. Are we putting everything under the lordship of Christ? Are we acting as His partners in making a tangible difference in the world, aiming to save and disciple as many as possible?

The world's metrics of success—how we stack up against others—shouldn't be our focus. Instead, our eyes should be fixed on God, continually asking how we can better serve Him and advance His Kingdom. We are called not to conform to the patterns of this world but to be transformed by the renewing of our minds, aligning our financial decisions with His eternal purposes.

Let the prosperity that comes from wise stewardship be a testament to God's provision and an avenue through which we can amplify our worship and service. Financial freedom and abundance aren’t ends in themselves but means to better fulfill our role as God’s partners in His redemptive plan for the world.

The True Purpose of Financial Blessings: Partnering with God

Financial blessings are often misunderstood, especially in a culture driven by materialism and the relentless pursuit of wealth. But as Christians, we are called to view our finances through a spiritual lens, recognizing that every blessing we receive carries the greater purpose of partnering with God.

Reflecting on Hillary's story from the Dave Ramsey show, we see a woman who, despite her steady income and minimal debt, felt the weight of inadequacy purely from social media comparisons. These feelings stem from a misplaced understanding of what true wealth and success mean in the eyes of God. Financial blessings are not meant to be a source of pride or a means to show off on platforms that elevate our egos; they are tools for advancing the Kingdom of God.

Imagine a different scenario: instead of feeling downcast by her peers' seemingly extravagant lives, Hillary could celebrate her stable financial footing as a cornerstone for God's work. When we align our finances with God's mission, our perspective changes. Every dollar becomes an opportunity to reflect God’s love, provide for those in need, and fund initiatives that spread the Gospel and promote justice.

Consider the greater narrative of the Bible, where God repeatedly calls His people to steward their resources well—not for their own glory, but for His. Think of Joseph in Egypt, whose management of resources saved entire nations during severe famine. Or the early church in Acts, where believers pooled their resources to ensure everyone’s needs were met. These examples highlight that financial blessings have always been intended for the furtherance of God's Kingdom.

When Christians grasp this concept, it cultivates a generosity that transcends traditional tithing. The question shifts from "How much do I have to give?" to "How much am I able to give?"—with joy and a heart surrendered to God's will. It's not about adhering to a minimum percentage out of obligation but making conscious choices to use God-given wealth to bring His Kingdom values into every aspect of our lives.

Moreover, this Kingdom-focused perspective dismantles the deeply ingrained habit of financial comparison that plagues many of us. Instead of fixating on what others have, our energy is directed towards how we can multiply what God has given us for His glory. As Dave Ramsey mentioned, understanding that many social media portrayals of wealth are often facades built on debt can liberate us from the false narratives we so easily believe. When we make financial decisions rooted in faith rather than envy, we can experience true contentment and purpose.

Embracing the true purpose of financial blessings means asking ourselves hard questions: Are my spending habits reflective of my commitment to Christ? Am I using my financial resources to help those in need, support my church, and invest in missions? How can I better partner with God in using my blessings for the betterment of my community and beyond?

Ultimately, as Christians, our goal is to funnel God’s blessings back into His work, creating a cycle of generosity that echoes His love and provision. Financial freedom and prosperity should empower us to live more fully for Him, inviting others into the beauty of a life transformed and sustained by His grace. We are not merely recipients of blessings but conduits of God's generosity, entrusted with resources for the greater mission of restoring all things under His lordship.

Moving Beyond Comparison: Cultivating a Christ-Centered Life

Navigating the treacherous waters of social media comparison is a challenge for many, but as Christians, we’re called to overcome this by cultivating a Christ-centered life. When Hillary expressed her feelings of inadequacy to Dave Ramsey, it highlighted a struggle that countless believers face. The allure of the so-called “perfect” lives on social platforms can easily ensnare us, but our focus should be on a higher calling—a life centered on Christ.

It all begins with understanding our true identity in Christ. While the world measures worth by material possessions and social status, our value comes from being children of God, redeemed by His grace. This fundamental shift in perspective empowers us to break free from the cycle of comparison. Instead of asking, "Why don't I have what they have?" we should ask, "How can I use what I have to serve God and others?" This mentality not only liberates us from envy but also aligns our hearts with God's purpose.

To cultivate a Christ-centered life, we must also engage in practices that draw us closer to God. Regular prayer, Bible study, and fellowship with other believers help anchor us in His truth. When we immerse ourselves in His Word, we find constant reminders of His plans and promises, which are far superior to any fleeting satisfaction from material wealth. By nurturing our spiritual growth, we build a strong foundation that withstands the pressures and temptations of social media.

In addition, fostering a community rooted in mutual support and love can make a significant difference. Surround yourself with fellow believers who encourage and uplift you. Just as the early church in Acts supported one another, we too can form communities that diminish feelings of inadequacy and foster a spirit of generosity. Sharing our journeys, struggles, and triumphs helps us see beyond the highlight reels and recognize the real-life challenges and blessings each of us encounters.

Another crucial aspect is practicing gratitude. When we regularly count our blessings and thank God for His provision, we shift our focus from what we lack to what we have. Gratitude keeps us grounded and reminds us that every good gift comes from above. It cultivates contentment, making us less susceptible to the lure of comparison and more aware of how richly God has blessed us.

Moreover, we need to be intentional about our consumption of social media. Curate your feeds to follow pages that inspire and uplift your faith rather than those that provoke envy. Set boundaries for your screen time and consider periodic digital detoxes to reconnect with God and your life’s true priorities. Mindful engagement with social media can help mitigate its negative impacts and keep your heart and mind aligned with Christ.

Reflecting on the advice given by Dave Ramsey and Dr. John Delony, it’s evident that the pitfalls of social comparison extend beyond financial issues. They impact our emotional well-being, fostering loneliness and dissatisfaction. However, by centering our lives on Christ, we combat these feelings with the truth of our identity and purpose. We find joy and fulfillment not in acquiring more, but in loving and serving God and our neighbors.

In closing, cultivating a Christ-centered life is an ongoing journey—a daily commitment to seek God’s Kingdom first in all we do. As we move beyond comparison, we experience the freedom and fullness that come from living in His will. Let us remember the words of Romans 12:2, which urge us, "Do not conform to the pattern of this world, but be transformed by the renewing of your mind." It's a profound call to live distinctly in a world obsessed with appearances and wealth, fully embracing our roles as God’s partners in His redemptive plan.

By focusing on Christ, embracing Kingdom priorities, and understanding the true purpose of financial blessings, we align our lives with God’s greater mission. This alignment not only liberates us from the corrosive cycle of comparison but also equips us to bring His transformative love to a world in desperate need.

From Debate to Action: Embracing Faith Through Consistent, Committed Steps

ï»żIn the midst of all the latest financial debates, a recent segment on The Ramsey Show caught my attention and inspired this article. The article discussed a lively debate between a young caller, Matt, and the show's co-hosts on the merits of index funds versus mutual funds. This interaction, while centered on investing strategies, struck a chord for a much broader and deeper subject — the importance of moving beyond debates and taking tangible actions in our lives, particularly as Christians. You can find the original article here.

In essence, Matt’s disciplined approach to investing underscores an essential truth that transcends financial matters and touches the very core of our faith: consistent action driven by genuine commitment yields long-term success. It’s high time we, as Christians, take this lesson to heart, not just in our financial lives, but in every aspect of our spiritual journeys.

From Words to Actions: The Power of Living Out Your Faith

One of the most frequent criticisms levied against believers today is that we spend more time debating and less time doing. It’s an unfortunate reality but a true one. Whether it's discussions about theology, debates on social issues, or endless arguments on how best to practice our faith, we often find ourselves trapped in a cycle of words with little impact. The recent conversation between Matt and George Kamel highlights an essential lesson: what truly matters is not what we debate but what we do.

In the financial realm, Matt’s disciplined investing habits make it clear that consistent action has the power to transform. Likewise, our faith demands the same level of commitment. The Bible is filled with calls to action. James 2:17 famously states, “In the same way, faith by itself, if it is not accompanied by action, is dead.” Imagine if we applied Matt's investment wisdom to our spiritual lives — investing in faith through actionable deeds, be it acts of kindness, community involvement, or genuine repentance. Our lives could be as fruitful as Matt's disciplined savings plan.

When we look at the early Church, it thrived on action more than discussion. The apostles didn’t just preach about helping the needy; they actively served them. They didn’t only debate evangelism strategies; they went out and spread the Word. Today, however, many of us find ourselves bogged down in online debates and endless arguments, much like the discussion on index vs. mutual funds. While healthy debate can sharpen our minds, it's the steps we take that ultimately shape our lives and faith.

Taking action means making sacrifices, just as Matt had to do by putting a significant portion of his income into investments. In the same way, we may need to give up time, comfort, or resources to live out our faith authentically. It's easy to sit back and argue about the best ways to serve, evangelize, or repent, but the actual process of doing these things often speaks louder than words ever could.

Remember the parable of the talents in Matthew 25:14-30, where the servants who actively invested their talents were rewarded, while the one who simply buried his inaction faced rebuke. The lesson here extends beyond financial investments to our spiritual lives: we are called to act, to turn our faith into deeds, and to make significant, faithful investments in the Kingdom of God.

In this sense, the practice of our faith should echo the disciplined approach highlighted in that financial debate. Just as Matt's rigorous investing is set to make him a multimillionaire, our dedicated actions can result in a rich and fulfilling spiritual life that stands as a testament to our devotion. So, let's challenge ourselves: can we move from being mere discussers of faith to becoming doers of the Word? Can we invest deeply in actions that transform both our lives and the lives of those around us? Let's make that 95% action, as opposed to 95% debate, and begin to live out what we profess with conviction and power.

Investment in Relationships: The Biblical Approach to Genuine Connections

The financial wisdom shared in the segment featuring Matt on The Ramsey Show offers a profound analogy for building genuine connections in our lives. Matt’s disciplined saving and investing habits remind us of a simple yet powerful truth: consistent investment yields enduring returns. Just as Matt’s financial decisions are setting him up for a prosperous future, our purposeful investment in relationships can lead to deep, meaningful connections that enrich our lives and the lives of others.

In today’s fast-paced world, many of us fall into the trap of superficial interactions. We have thousands of social media friends and followers but few genuine friends who know our hearts. Online debates and discussions have replaced real-life conversations and heartfelt connections. The Bible, however, calls us to something far deeper and more fulfilling.

Consider the way Jesus invested in His relationships. He didn’t just preach to the masses; He invested time in His disciples, building a deep connection with each one of them. He knew their strengths and weaknesses and guided them with love and patience. Jesus’ investment in His disciples wasn’t just about imparting knowledge; it was about forming genuine bonds that would transform their lives and, through them, the world.

In the same way, we are called to invest in our relationships with intention and care. Proverbs 27:17 tells us, “As iron sharpens iron, so one person sharpens another.” Genuine connections require our time, energy, and love. They demand that we move beyond surface-level interactions and invest in knowing and supporting one another on a deeper level.

Let’s look at how this plays out in the context of the financial debate between index funds and mutual funds. Just as different investment strategies have their own merits and challenges, building relationships requires different approaches, but the core principle remains the same: consistent, intentional investment. Whether it’s making time for regular catch-ups, being present in moments of need, or offering a listening ear, these actions compound over time to form bonds that are strong and resilient.

The Apostle Paul also emphasized the importance of building up one another in love. In Ephesians 4:29, he wrote, “Do not let any unwholesome talk come out of your mouths, but only what is helpful for building others up according to their needs, that it may benefit those who listen.” This speaks to the quality of our interactions — are we cultivating relationships with our words and actions, or are we tearing others down? Just as Matt’s disciplined financial investments are setting him up for long-term success, our positive, intentional interactions set the foundation for healthy, supportive relationships.

We must ask ourselves: are we merely talking about the importance of community, or are we actively building it? Are we engaging in endless debates on how to best connect with others, or are we taking steps to do so? Like the disciplined approach Matt applies to his financial investments, we too must be disciplined in our approach to relationships. This means setting aside preconceived notions, putting in the effort even when it’s inconvenient, and being genuinely present for the people in our lives.

Think about the relationships in your life that matter most. How much time and energy are you investing in them? Are you nurturing these connections with the same commitment and rigor as you would a financial portfolio? The Bible is clear that our relationships are among our most valuable assets. They require ongoing attention, care, and investment to flourish.

In the end, just as Matt’s commitment to investing is likely to make him a multimillionaire, our commitment to investing in relationships can yield invaluable returns. These bonds provide emotional support, spiritual growth, and a sense of belonging that transcends the fleeting nature of online interactions. Let us take a page from Matt’s book and apply the same disciplined, intentional investment strategy to our relationships, embodying the biblical approach to genuine connections.

Repentance in Practice: Moving Beyond Debates to Transformative Change

The heart of the recent debate on The Ramsey Show, between Matt and George Kamel, wasn’t just about choosing index funds or mutual funds. It brought to light a crucial lesson—taking tangible, consistent action yields results far beyond what mere talk can achieve. This principle undeniably extends to one of the most profound aspects of our faith: repentance.

In today’s culture, much like the endless conversations around financial strategies, we find ourselves more absorbed in discussing the nuances of repentance than actually practicing it. Online forums and social media platforms are rife with debates on the right methods or attitudes for repentance. But let’s be honest—has endless discussion ever led to the genuine transformation of our hearts? The Bible calls us to something deeper, demanding that we move beyond theoretical debates and step into action.

The story of Matt, with his disciplined investment habits since the age of 15, offers a powerful parallel. His unwavering commitment to save and invest, regardless of the hows and whys debated by others, is what sets him on the path to becoming a multimillionaire. Similarly, our faith journey demands an unwavering commitment to repentance—actively turning away from sin and moving towards a life that honors God.

Repentance is central to the Christian walk. In Matthew 3:8, John the Baptist admonishes, “Produce fruit in keeping with repentance.” This isn’t just about acknowledging our sins or feeling remorse; it’s about making significant changes in our lives. How often do we find ourselves wrapped up in discussions about the best way to repent rather than taking steps to change our behaviors and mindsets? The call to repent is not merely a call to reflection but a call to transformative action.

Consider the financial debate between index funds and mutual funds. Each method comes with its own set of strategies, but the ultimate goal is financial growth. Similarly, various forms of repentance strategies—whether it’s through prayer, counseling, or community support—should aim for genuine spiritual transformation. Just as Matt’s consistent investment builds his financial future, our continuous practice of repentance builds our spiritual resilience and integrity.

Biblical repentance necessitates more than public confession or participation in weekly penitential rites. It requires a proactive stance, a willingness to make amends, and a vow to walk a different path henceforth. Too often, we check off the box of repentance during a Sunday service, only to revert to our old ways by Monday. This shallow approach can be likened to discussing investment strategies without actually putting money into a portfolio—ineffective and fruitless.

James 1:22 observes, “Do not merely listen to the word, and so deceive yourselves. Do what it says.” Imagine if Matt listened to countless financial advice but never invested a dime. His future wouldn’t look as promising as it does now. The act of doing is what solidifies our faith in real, measurable ways. True repentance is like Matt’s disciplined investment—persistent, committed, and transformative over time.

Moreover, repentance is a journey, not a one-time event. Just as financial markets fluctuate and require ongoing attention, our spiritual lives demand continual reassessment and adjustment. Repentance involves recognizing our sins, confessing them genuinely, and making consistent efforts to live differently. It’s about breaking the cycle of debate and stepping firmly into the cycle of change.

The takeaway from the original discussion on The Ramsey Show is clear: action trumps debate. Matt is on the road to financial success not because he engaged in countless discussions, but because he took definitive actions. As Christians, we must adopt this mindset in our practice of repentance. We need to be more than passive believers who debate the merits of different repentance techniques; we must be active participants in our transformation.

In essence, let’s move beyond verbal resolutions and take decisive steps towards true repentance. Let our lives be marked by actions that reflect our desire to turn away from sin and toward God. Just as Matt’s financial discipline sets him up for a wealthy future, our disciplined practice of repentance will lead us to spiritual fulfillment and growth. Let’s take to heart the lesson from the financial world and apply it to our faith: consistent, committed action changes lives—financially and spiritually.

The Biblical Foundation for Embracing Side Hustles

Thanks for joining me on this exploration of how side hustles can align with biblical teachings! If you’re anything like me, you’ve probably read countless articles on why you should pick up a side hustle. Whether it’s to reach a savings goal, pay off student loans, or add some breathing room to your budget (thanks, inflation), side hustles have been touted as a fantastic way to meet those financial goals.

I recently came across an insightful article from Ramsey Solutions (https://www.ramseysolutions.com/saving/side-hustle-ideas) that lists 27 nifty side hustle ideas that can help you get started. While the practical reasons to incorporate a side hustle are compelling, I believe it’s equally important to reflect on the biblical principles that support such efforts.

Diligence and Hard Work

The Bible encourages us to be diligent in our work. Proverbs 10:4 says, “Lazy hands make for poverty, but diligent hands bring wealth.” Taking on a side hustle is a modern way to apply this timeless wisdom. By working diligently, not only in our primary jobs but also in additional endeavors, we honor this scripture and set a good example for others.

Provision for Our Families

1 Timothy 5:8 stresses the importance of providing for our families: “Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever.” Side hustles can be an excellent means of ensuring we meet our family’s needs and more, allowing us to provide not just the essentials but also opportunities and experiences that enrich our loved ones’ lives.

Stewardship of Resources

In Matthew 25:14-30, the Parable of the Talents reminds us to use our gifts and resources wisely. Whether you choose to drive for Uber, tutor online, or start an Etsy shop, these side hustles are opportunities to apply our talents and resources effectively. By doing so, we multiply the blessings bestowed upon us, just as the faithful servants did with their talents.

Generosity and Giving

Acts 20:35 teaches us that “It is more blessed to give than to receive.” Side hustles can open up avenues for greater generosity. Maybe you’ll use extra income to support a local ministry, contribute to community welfare, or help a friend in need. The additional financial flexibility allows us to practice the generosity that our faith calls us to.

Contentment with God’s Provision

Lastly, while engaging in side hustles, we must remember Philippians 4:19: “And my God will meet all your needs according to the riches of His glory in Christ Jesus.” Our efforts should be seen as a way to participate in the provision God has already promised, and not as means to greed or hoarding. The ultimate goal should be to glorify God through how we use and share the resources He provides.

Incorporating a side hustle isn’t just about the financial perks; it’s a tangible way to live out the callings and principles seen throughout the Bible. So as you consider integrating one or more of the side hustles from the Ramsey Solutions article, remember to anchor your decision in biblical wisdom and enjoy the journey of honoring God through your work.

Stewardship: Using Your Talents to Honor God

When it comes to side hustles, stewardship is a key biblical principle that we often overlook. The idea of stewardship isn’t just about managing our finances well; it’s about using all of the resources God has given us—including our talents and time—in ways that honor Him. The original article from Ramsey Solutions listed 27 brilliant side hustle ideas ranging from driving for Lyft or Uber to becoming a personal chef or tutor. Each of these ideas offers a unique opportunity to harness and multiply the talents God has entrusted to us.

In Matthew 25:14-30, the Parable of the Talents provides a powerful lesson on stewardship. In this parable, a master gives his servants varying amounts of money (or talents) to manage while he is away. Those who use their talents wisely and double their master’s investment are rewarded, while the one who buries his talent is reprimanded. The key takeaway here is clear: God expects us to use what He has given us to produce fruit and benefits.

When you engage in side hustles, you’re doing exactly that. Whether you’re leveraging your driving skills for a ride-sharing service, your culinary prowess as a personal chef, or your academic knowledge as an online tutor, you are putting your God-given talents to work. You’re not letting them sit idle but are actively seeking ways to be productive and fruitful. This is a modern-day application of the biblical principle of stewardship.

Moreover, good stewardship also involves being conscientious about how we allocate our additional earnings. It’s not just about making more money; it’s about making meaningful contributions to our financial goals, our community, and God’s kingdom. For instance, you might use your extra income to pay off debts more quickly, thus freeing up more of your regular income for tithing, savings, and charitable giving. This aligns perfectly with the principle found in Proverbs 21:20: “The wise store up choice food and olive oil, but fools gulp theirs down.”

Stewardship also teaches us responsibility. Even as you take on a side hustle, it’s important to remember that your first responsibility is to your primary job and your family. Balancing multiple responsibilities effectively is a form of good stewardship. It shows that you can manage the additional workload without compromising on the quality of your existing obligations.

Let’s not forget the countless examples of stewardship throughout the Bible that include management of time and effort. Colossians 3:23 reminds us, “Whatever you do, work at it with all your heart, as working for the Lord, not for human masters.” Your dedication to your side hustle should be no different from your dedication to any other task—both are opportunities to glorify God through your hard work and diligence.

In summary, incorporating a side hustle is more than a financial strategy; it’s an act of good stewardship and a tangible way to honor God with your talents. Side hustles allow you to be fruitful in multiple ways, providing for your family, achieving financial goals, and extending your generosity. As you explore the options that suit your skills and interests, remember that you’re participating in God’s bigger plan by using His gifts wisely. So go ahead, dive into those side hustles with gusto, knowing that you’re not just boosting your income, but you’re also honoring God through your diligent stewardship.

Balancing Side Hustles with Faith and Family

Balancing side hustles with your faith and family obligations can be a challenging yet rewarding endeavor. The original Ramsey Solutions article offers a plethora of side hustle ideas, from driving for Lyft or Uber to selling products on Etsy or becoming a freelance writer. While these opportunities can significantly boost your income and help achieve financial goals, it’s crucial to consider how to maintain balance in the other equally important areas of your life: your faith and family.

Proverbs 16:3 says, ‘Commit to the Lord whatever you do, and he will establish your plans.’ When pursuing a side hustle, it’s imperative to keep Christ at the center of your efforts. Dedicate your endeavors to the Lord in prayer and seek His guidance on how to manage your time and resources effectively. By doing so, you not only align your actions with God’s will but also invite His blessing and wisdom into your financial journey.

Family comes next in the order of priorities, and it’s essential to make sure that your side hustle does not detract from your time and responsibilities toward your loved ones. 1 Timothy 3:4 reminds us that a leader ‘must manage his own family well and see that his children obey him, and he must do so in a manner worthy of full respect.’ This principle applies to everyone, not just church leaders. Adequate family time fosters strong relationships, ensures emotional support, and strengthens the family bond.

Balancing a side hustle with family and faith requires intentional planning and communication. Make sure to allocate specific times for work, worship, and family activities. Incorporate your family’s input in your scheduling process to ensure that everyone is on board and that family time remains a priority. Remember, your family should never feel sidelined or secondary to your financial goals.

Additionally, practicing the Sabbath principle can help maintain this balance. Exodus 20:8-10 instructs us to ‘Remember the Sabbath day by keeping it holy. Six days you shall labor and do all your work, but the seventh day is a sabbath to the Lord your God.’ Taking a day of rest allows you to recharge physically, emotionally, and spiritually, ensuring that your work, whether primary or supplementary, does not become an idol that consumes all your energy and focus.

Lastly, leverage your side hustle as an opportunity to witness your faith. Colossians 3:17 teaches, ‘And whatever you do, whether in word or deed, do it all in the name of the Lord Jesus, giving thanks to God the Father through him.’ Whether you’re delivering food, tutoring, or offering freelance services, approach each interaction with kindness, integrity, and the love of Christ. Use your work as a platform to shine the light of the gospel, whether through your actions, words, or the quality of service you provide.

In conclusion, while side hustles can be invaluable for reaching your financial goals, it’s essential to maintain a healthy balance with your faith and family. By centering your actions around biblical principles, you can ensure that your side hustle serves as a blessing and not a burden, immensely contributing to your life’s holistic stewardship. So, embark on this journey with a heart full of faith, a mind mindful of your responsibilities, and a spirit eager to serve both God and your loved ones through your diligent efforts.

Our Debt Story | $41,000 in Debt, What It Was, How We Got There, and How We Got Out!


Gritty Detail Warning! In this video, I go through the details of what made up our $41,000 in debt when we started our Dave Ramsey Debt-Free Journey, what brought us to that point, and the paradigms we had and needed to change in order to make it out. Today we are thriving in a debt-free life, and are telling our money where to go, rather than wondering where it went.

RELATED:
Our Story | How We Paid Off $41k In 18 Months | Our Canadian Debt Free Journey – https://www.youtube.com/watch?v=RvpMv1TLplU
How Can A Canadian Stay Debt Free? Our Experiences Living Debt Free For 3 Years In Canada – https://www.youtube.com/watch?v=uMcDtW7eKBI
The App That Changed Everything In Our Financial Lives | Tracking Your Budget Quickly And Easily – https://www.youtube.com/watch?v=IPK1VWEt158

New Podcast Episode: The Budget Course Class 5: Creating The System

Subscribe Now!

Check out all episodes of The Debt-Free Canadian Podcast here!

Sign up for the KOHO Card now and get $20!
https://wepayoffdebt.ca/koho

 This is the fifth video in the Budget Course!  The key now that we’ve got the idea of the budget down and the main priority is to make it not just easy to do, but DEAD EASY.  It has to be dead easy because you’re going to get tired.  Sometimes it’s not FUN updating/tracking/planning your budget, and we need to make it so ridiculously easy that you’ll keep doing it, even when it doesn’t feel exciting or motivating; to make it so easy that you’ll keep doing it, even when it’s hard, for the rest of your life.  If this all sounds unrealistic, I thought it was too.  But today with this system, it’s AMAZING.

Got questions about budgeting?
https://wepayoffdebt.ca/voicemail
OR TXT ‘PODCAST’ to 204-813-6133

Come join the Facebook Group and share your progress as you go!
https://wepayoffdebt.ca/facebook

Make sure to check out the rest of the Budget Course episodes.  Reach out if I can help at all: rob@wepayoffdebt.ca

Check out details on the July Reconnected Sale before it ends on Saturday, July 16th at 11:59 PM!

July Reconnected Sale

Check out all episodes of The Debt-Free Canadian Podcast here!

Why Leasing Is the Most Expensive Way to Operate a Vehicle | Lease VS Finance Car in Canada


It’s easy to think through why we should never lease, as I did in a video from a few years ago (see below), but the math also proves it. In this video, I nerd out a bit on the numbers and show what the effective rate on a car really is!

RELATED:
– The #1 Reason Why You Should Never Lease A Car In Canada | Lease VS Finance Car – https://www.youtube.com/watch?v=fyE9FgN2sFQ
– “I Need A New Car! What Do I Do?” My best resource for buying a new vehicle when you’re trying to get in control financially! https://wepayoffdebt.ca/vehicle