robertborgersen

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Check out all episodes of The Debt-Free Canadian Podcast here!

Did you know that Jesus spoke more about money and possessions than almost any topic?  More than heaven and hell combined?  If your personal finance life was a puzzle, and you dumped out all the pieces, you’d want to start with the corner points, in order to get some structure of where to go and something to build on to.  I recently had the privilege of preaching at the Winnipeg Church of Christ (https://wcoc.ca/), and in this sermon, I present what I would call “the four corners” of this puzzle from a biblical point of view.   I hope you enjoy it!

Text PODCAST to 204-813-6133 to leave a voicemail with feedback on the show, or with a question that you’d like answered on a future episode!

Check out all episodes of The Debt-Free Canadian Podcast here!

TEXT ME! (204) 813-6133

Did I know I LOVE PC Optimum Points? That love was even what kept our family broke for quite a while! In this video, I’ll explain why, and how to use your PC Optimum Points (and other points) in a truly effective way. They are not a huge deal, and they are not going to make you rich at all, but there are still smart ways to use them.

RELATED
-The App That Changed Everything In Our Financial Lives | Tracking Your Budget Quickly And Easily – https://www.youtube.com/watch?v=IPK1VWEt158
– The #1 Reason To Get Rid Of Your Credit Card TODAY! – https://www.youtube.com/watch?v=vQcSwi_2gY4
– How To Make a Budget You’ll Actually Stick To (and easily too!) – https://www.youtube.com/watch?v=7CKFu9y_Acw

Check out a list of some smaller and some bigger things you can “invest” your money in that can bring a massive return in your life: http://www.WePayOffDebt.ca/cash

Some people think “Nah, people with extra money just don’t exist”, but in fact, some people are born savers and end up piling up money that they don’t know what to do with. Some people win a lottery and just put it in their account to feel good about it being there. Some have an insurance settlement that they decide to just leave in the account. In this video, I go through what should be done with a chunk of money that you just don’t know what to do with, and the paradigms around doing so. NOTE: This all assumes that you’re life is stable financially at the moment. If, for instance, you’re in school right now, keep piling up money to make sure you get through school debt-free. If, for instance, you lost your job, or you’ve experienced some traumatic issue recently, go ahead and leave the cash there until you’ve walked through this season in your life. But if things are well and you have a solid job with a solid income, then this video is for YOU.

RELATED
– Reason #56235546 To Get Out Of Debt: RESPs! – https://www.youtube.com/watch?v=gtf7ACLMd0c
– How Much Should I Be Saving? | Am I Saving Enough? – https://www.youtube.com/watch?v=nIlucpXSxk4
– Do you want to get out of debt? See debt as the ENEMY. – https://www.youtube.com/watch?v=IjWZ-YpaeCQ
– Why You Need A Budget Buffer Zone (And How To Do It Right) – https://www.youtube.com/watch?v=rrgOuHljeQo

Text me your thoughts and content ideas: 204-813-6133.

Do you feel like a budget is restrictive? Let me try to convince you otherwise in this video by reminding you that you get to choose. It’s YOUR budget. YOU are the only one who gets to decide what’s in it, and once it’s made, you can feel GREAT about it.

RELATED
– How To Make a Budget You’ll Actually Stick To (and easily too!) – https://www.youtube.com/watch?v=7CKFu9y_Acw
– What do you do when you’ve got an overage (or underage) in your Zero-Based budget? – https://www.youtube.com/watch?v=ZSVVOQ7etY4
– The App That Changed Everything In Our Financial Lives | Tracking Your Budget Quickly And Easily – https://www.youtube.com/watch?v=IPK1VWEt158

Subscribe Now!

Check out all episodes of The Debt-Free Canadian Podcast here!

Be sure to get the PDF of instructions I use to enter and track my transactions with incredibly low effort and time needed: http://www.wepayoffdebt.ca/everydollar

This is the app that changed everything in our financial lives – being able to not only make a budget but more, to (a) track it with almost zero effort, (b) to be able to update it quickly and with almost zero effort, and (c) be able to actually feel and BE in control of our finances for the first time ever!

Check out all episodes of The Debt-Free Canadian Podcast here!

Subscribe Now!

Check out all episodes of The Debt-Free Canadian Podcast here!

Text ‘SAVINGS’ to 204-813-6133 to get a PDF summary of this video

Many Canadians, especially Christians, feel guilty thinking that they’re not doing the right thing – that they should be saving more, or doing something more with their money.  In this podcast, I go through all the different stages you might be in and answer the question “How much should I save?” along the way.  Enjoy!

Check out all episodes of The Debt-Free Canadian Podcast here!

Subscribe Now!

Check out all episodes of The Debt-Free Canadian Podcast here!

What in the world is a TFSA?  An RRSP?  Which one is right for me?  If you get this wrong, it can cost you THOUSANDS in retirement.  The answer is pretty easy, but it’s important YOU understand what you’re investing in, and WHY.

Listener question from Living On A Loonie in Ontario

Check out all episodes of The Debt-Free Canadian Podcast here!

Text ‘SAVINGS’ to 204-813-6133 to get a PDF summary of this video

Many Canadians, especially Christians, feel guilty thinking that they’re not doing the right thing – that they should be saving more, or doing something more with their money. In this video, I go through all the different stages you might be in and answer the question “How much should I save?” along the way. Enjoy!

RELATED
– So You Want To Be A Good Steward Financially | How Can I Be A Good Steward Of God’s Resources? – https://www.youtube.com/watch?v=ITA0Bt_DyJI
– The Best Side Hustles To Get Extra Income And Get Out Of Debt | Canadian Side Hustles – https://www.youtube.com/watch?v=ewanLYEA498

Text me your questions! 204-813-6133!

How does one do Christmas Credit Card Free and without Debt? It takes some effort and intentionality, but not only is it totally doable, but there are even ways to even make it FUN. Moreso, it’s a MYTH that you need a credit card to buy online. We’ve been buying online for a long time, and have been doing so without a credit card for YEARS now. Today there are 3 tools that are AMAZING to make this easy for Canadians.

RELATED
– The #1 Reason To Get Rid Of Your Credit Card TODAY! – https://www.youtube.com/watch?v=vQcSwi_2gY4
– Living a Credit Card Free Life in Canada 2020! – https://www.youtube.com/watch?v=PIKy1ESyo2Q
– Some Credit Card Math – Minimum Payments – https://www.youtube.com/watch?v=mKyW0mXzQSk

👨‍🏫 I’ve distilled all my best teachings on bringing budgeting into your life into a free email course. Sign up to take it for free at https://wepayoffdebt.ca/budgetcourse

Remaining debt-free requires constant vigilance. Today in Canada, going into debt is the NORM! When a big purchase comes up, like a car or a trip, it’s so normal to put it on debt. So, if you’re going to STAY completely debt-free, you’ve got to be WEIRD (in a great way)! In this video, I share some of the lessons we’ve learned about actually remaining consumer debt-free, and not falling back into using debt.

Are you a Canadian with financial questions and not sure where to go next? Text me! 204-813-6133!

RELATED
– How To Make a Budget You’ll Actually Stick To (and easily too!) – https://www.youtube.com/watch?v=7CKFu9y_Acw
– The #1 Reason To Get Rid Of Your Credit Card TODAY! – https://www.youtube.com/watch?v=vQcSwi_2gY4
– The Budget Is Not Sacrosanct. You Need To Change It! – https://www.youtube.com/watch?v=3-J6MkjoEPM