Personal Finance

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Check out all episodes of The Debt-Free Canadian Podcast here!

This is the first episode in the Budget Course!  I go through a bit of our story and the reason why it’s so important to get control of our money from a biblical point of view.

Got questions about budgeting?
https://wepayoffdebt.ca/voicemail
OR TXT ‘PODCAST’ to 204-813-6133

Come join the Facebook Group and share your progress as you go!
https://wepayoffdebt.ca/facebook

Make sure to check out the rest of the Budget Course episodes.  Reach out if I can help at all: rob@wepayoffdebt.ca

Check out all episodes of The Debt-Free Canadian Podcast here!

This is the first video in the Budget Course! I go through a bit of our story and the reason why it’s so important to get control of our money from a biblical point of view.

Make sure to check out the rest of the videos!

Come Join Me Every Single Week This January to Get Control of Your Finances in a Way You Didn’t Think Was Possible!

http://www.WePayOffDebt.ca/2022

I’ll Teach You to Build Not Just a Budget, but an Entire System That Will Allow You to Get Complete Control of Your Money and Track It to Know That You’re Sticking to It…and All That Without Spending a Ton of Time or Energy on It!

http://www.WePayOffDebt.ca/2022

Subscribe Now!

Check out all episodes of The Debt-Free Canadian Podcast here!

Check out a list of some smaller and some bigger things you can “invest” your money in that can bring a massive return in your life: http://www.WePayOffDebt.ca/cash

Some people think “Nah, people with extra money just don’t exist”, but in fact, some people are born savers and end up piling up money that they don’t know what to do with.  Some people win a lottery and just put it in their account to feel good about it being there.  Some have an insurance settlement that they decide to just leave in the account.  In this episode, I go through what should be done with a chunk of money that you just don’t know what to do with, and the paradigms around doing so.  

NOTE: This all assumes that you’re life is stable financially at the moment.  If, for instance, you’re in school right now, keep piling up money to make sure you get through school debt-free.  If, for instance, you lost your job, or you’ve experienced some traumatic issue recently, go ahead and leave the cash there until you’ve walked through this season in your life.  But if things are well and you have a solid job with a solid income, then this episode is for YOU.

Also, at the end we have a few listener questions: 
– Emily: How do you make time to stay on top of your budget when times get busy? How do you deal with increases to the cost of living when you’re already living paycheque to paycheque?
– Paul: Should I use my emergency fund to buy a cow?  It’ll fill my pantry for a long time, and if not, then it would take us a long time to save up for it.

Check out all episodes of The Debt-Free Canadian Podcast here!

Subscribe Now!

Check out all episodes of The Debt-Free Canadian Podcast here!

Did you know that Jesus spoke more about money and possessions than almost any topic?  More than heaven and hell combined?  If your personal finance life was a puzzle, and you dumped out all the pieces, you’d want to start with the corner points, in order to get some structure of where to go and something to build on to.  I recently had the privilege of preaching at the Winnipeg Church of Christ (https://wcoc.ca/), and in this sermon, I present what I would call “the four corners” of this puzzle from a biblical point of view.   I hope you enjoy it!

Text PODCAST to 204-813-6133 to leave a voicemail with feedback on the show, or with a question that you’d like answered on a future episode!

Check out all episodes of The Debt-Free Canadian Podcast here!

TEXT ME! (204) 813-6133

Did I know I LOVE PC Optimum Points? That love was even what kept our family broke for quite a while! In this video, I’ll explain why, and how to use your PC Optimum Points (and other points) in a truly effective way. They are not a huge deal, and they are not going to make you rich at all, but there are still smart ways to use them.

RELATED
-The App That Changed Everything In Our Financial Lives | Tracking Your Budget Quickly And Easily – https://www.youtube.com/watch?v=IPK1VWEt158
– The #1 Reason To Get Rid Of Your Credit Card TODAY! – https://www.youtube.com/watch?v=vQcSwi_2gY4
– How To Make a Budget You’ll Actually Stick To (and easily too!) – https://www.youtube.com/watch?v=7CKFu9y_Acw

Check out a list of some smaller and some bigger things you can “invest” your money in that can bring a massive return in your life: http://www.WePayOffDebt.ca/cash

Some people think “Nah, people with extra money just don’t exist”, but in fact, some people are born savers and end up piling up money that they don’t know what to do with. Some people win a lottery and just put it in their account to feel good about it being there. Some have an insurance settlement that they decide to just leave in the account. In this video, I go through what should be done with a chunk of money that you just don’t know what to do with, and the paradigms around doing so. NOTE: This all assumes that you’re life is stable financially at the moment. If, for instance, you’re in school right now, keep piling up money to make sure you get through school debt-free. If, for instance, you lost your job, or you’ve experienced some traumatic issue recently, go ahead and leave the cash there until you’ve walked through this season in your life. But if things are well and you have a solid job with a solid income, then this video is for YOU.

RELATED
– Reason #56235546 To Get Out Of Debt: RESPs! – https://www.youtube.com/watch?v=gtf7ACLMd0c
– How Much Should I Be Saving? | Am I Saving Enough? – https://www.youtube.com/watch?v=nIlucpXSxk4
– Do you want to get out of debt? See debt as the ENEMY. – https://www.youtube.com/watch?v=IjWZ-YpaeCQ
– Why You Need A Budget Buffer Zone (And How To Do It Right) – https://www.youtube.com/watch?v=rrgOuHljeQo

Text me your thoughts and content ideas: 204-813-6133.

Do you feel like a budget is restrictive? Let me try to convince you otherwise in this video by reminding you that you get to choose. It’s YOUR budget. YOU are the only one who gets to decide what’s in it, and once it’s made, you can feel GREAT about it.

RELATED
– How To Make a Budget You’ll Actually Stick To (and easily too!) – https://www.youtube.com/watch?v=7CKFu9y_Acw
– What do you do when you’ve got an overage (or underage) in your Zero-Based budget? – https://www.youtube.com/watch?v=ZSVVOQ7etY4
– The App That Changed Everything In Our Financial Lives | Tracking Your Budget Quickly And Easily – https://www.youtube.com/watch?v=IPK1VWEt158

Subscribe Now!

Check out all episodes of The Debt-Free Canadian Podcast here!

Be sure to get the PDF of instructions I use to enter and track my transactions with incredibly low effort and time needed: http://www.wepayoffdebt.ca/everydollar

This is the app that changed everything in our financial lives – being able to not only make a budget but more, to (a) track it with almost zero effort, (b) to be able to update it quickly and with almost zero effort, and (c) be able to actually feel and BE in control of our finances for the first time ever!

Check out all episodes of The Debt-Free Canadian Podcast here!

Subscribe Now!

Check out all episodes of The Debt-Free Canadian Podcast here!

Text ‘SAVINGS’ to 204-813-6133 to get a PDF summary of this video

Many Canadians, especially Christians, feel guilty thinking that they’re not doing the right thing – that they should be saving more, or doing something more with their money.  In this podcast, I go through all the different stages you might be in and answer the question “How much should I save?” along the way.  Enjoy!

Check out all episodes of The Debt-Free Canadian Podcast here!