New Podcast Episode: A Special Announcement RE The Scheduling Of The Podcast

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Check out all episodes of The Debt-Free Canadian Podcast here!

Due to some business, I’m temporarily moving to an every two-week schedule instead of weekly.  

Would love to hear from you on what you think of the podcast!  Visit WePayOffDebt.ca/voicemail and leave me a message to let me know what you think!

See you soon! -Rob

Check out all episodes of The Debt-Free Canadian Podcast here!

2022 BUDGET COURSE Video 04 – The D Word | Dealing With Debt In Your Budget


This is the fourth video in the Budget Course! Debt is the number one reason why Canadians don’t have the wiggle room in their budget. Once you have your income and four walls written out in a budget, the next step is to get your debt under control and make decisions on how much of the money you have left will actually go towards debt. You CAN be debt-free, and it’s TOTALLY WORTH the effort to get there!

Come join the Facebook Group and share your progress!
https://wepayoffdebt.ca/facebook

Make sure to check out the rest of the videos!

New Podcast Episode: Q&R Episode: How do donations work in our finances? What about surprise school expenses? Should I go back to work or stay home with my 1 year old?

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How do donations work in our finances?  What about surprise school expenses? Should I go back to work or stay home with my 1-year-old?

Today I address three listener questions!
– How do I deal with donations and what’s the best way to make them?
– How do I deal with surprise expenses with my kids from school?
– Should I go back to work or stay home with my 1-year-old?

Got questions about any of these topics? Visit
https://wepayoffdebt.ca/voicemail
OR TXT ‘PODCAST’ to 204-813-6133

Be sure to reach out if I can help at all!

Check out all episodes of The Debt-Free Canadian Podcast here!

2022 BUDGET COURSE Video 03 – The Four Walls | The Most Important Things To Budget


This is the third video in the Budget Course! Here I go through the most important things to put in your budget, and why they need to be in there FIRST. This is the most important lesson for those who are on the edge and are really struggling with their finances.

Come join the Facebook Group and share your progress!
https://wepayoffdebt.ca/facebook

Make sure to check out the rest of the videos!

New Podcast Episode: The Budget Course Class 2: The Zero Based Budget

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Check out all episodes of The Debt-Free Canadian Podcast here!

This is the second episode in the Budget Course!  I go through the basics of what a zero-based budget is and how to do it.  It takes some practice, but it’s well worth the effort!

Got questions about budgeting?
https://wepayoffdebt.ca/voicemail
OR TXT ‘PODCAST’ to 204-813-6133

Come join the Facebook Group and share your progress as you go!
https://wepayoffdebt.ca/facebook

Make sure to check out the rest of the Budget Course episodes.  Reach out if I can help at all: rob@wepayoffdebt.ca

Check out all episodes of The Debt-Free Canadian Podcast here!

2022 BUDGET COURSE Video 02 – What Is A Zero Based Budget?


This is the second video in the Budget Course! I go through the basics of what a zero-based budget is and how to do it. It takes some practice, but it’s well worth the effort!

Come join the Facebook Group and share your progress!
https://wepayoffdebt.ca/facebook

Make sure to check out the rest of the videos!

New Podcast Episode: The Budget Course Class 1: Introduction

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Check out all episodes of The Debt-Free Canadian Podcast here!

This is the first episode in the Budget Course!  I go through a bit of our story and the reason why it’s so important to get control of our money from a biblical point of view.

Got questions about budgeting?
https://wepayoffdebt.ca/voicemail
OR TXT ‘PODCAST’ to 204-813-6133

Come join the Facebook Group and share your progress as you go!
https://wepayoffdebt.ca/facebook

Make sure to check out the rest of the Budget Course episodes.  Reach out if I can help at all: rob@wepayoffdebt.ca

Check out all episodes of The Debt-Free Canadian Podcast here!

An Invitation For You This New Year!


Come Join Me Every Single Week This January to Get Control of Your Finances in a Way You Didn’t Think Was Possible!

http://www.WePayOffDebt.ca/2022

I’ll Teach You to Build Not Just a Budget, but an Entire System That Will Allow You to Get Complete Control of Your Money and Track It to Know That You’re Sticking to It…and All That Without Spending a Ton of Time or Energy on It!

http://www.WePayOffDebt.ca/2022

New Podcast Episode: “If I Have Extra Cash in My Bank Account, What Do I Do With It?”

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Check out all episodes of The Debt-Free Canadian Podcast here!

Check out a list of some smaller and some bigger things you can “invest” your money in that can bring a massive return in your life: http://www.WePayOffDebt.ca/cash

Some people think “Nah, people with extra money just don’t exist”, but in fact, some people are born savers and end up piling up money that they don’t know what to do with.  Some people win a lottery and just put it in their account to feel good about it being there.  Some have an insurance settlement that they decide to just leave in the account.  In this episode, I go through what should be done with a chunk of money that you just don’t know what to do with, and the paradigms around doing so.  

NOTE: This all assumes that you’re life is stable financially at the moment.  If, for instance, you’re in school right now, keep piling up money to make sure you get through school debt-free.  If, for instance, you lost your job, or you’ve experienced some traumatic issue recently, go ahead and leave the cash there until you’ve walked through this season in your life.  But if things are well and you have a solid job with a solid income, then this episode is for YOU.

Also, at the end we have a few listener questions: 
– Emily: How do you make time to stay on top of your budget when times get busy? How do you deal with increases to the cost of living when you’re already living paycheque to paycheque?
– Paul: Should I use my emergency fund to buy a cow?  It’ll fill my pantry for a long time, and if not, then it would take us a long time to save up for it.

Check out all episodes of The Debt-Free Canadian Podcast here!